Mortgages Explained: What is a Mortgage?
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YouTubeLeslie E. Martin, Metro Detroit Realtor
Mortgages Explained: What is a Mortgage?
People often skip the fundamentals. Here's how a mortgage *actually* works: It's a loan where the bank puts a lien on your home title. You own the home *with* the bank. Then, you make a monthly payment. Easy enough, right? Watch the full video on YouTube: https://youtu.be/cjfGKO_MlGo If you have questions about the buying or selling process, I ...
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Most buyers think the only way to take over a low interest rate mortgage is through assumption. That means 90 to 120 days of waiting, credit checks, fees, and a bank that is rooting against you the whole time. Subject to is completely different. The mortgage stays in the seller's name. The deed transfers to you. You make the payments, handle the taxes and insurance, and own the property outright without the bank ever being involved. 3% interest rate. No application. No credit check. No down paym
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Your bank benefits when you pay your mortgage the…. Most homeowners pay once per month because that’s what they were told to do. But there’s a simple repayment method many people never think about: Split your mortgage payment in half and pay it every 2 weeks. Done correctly, this can help you make the equivalent of an extra mortgage payment each year which may reduce your balance faster, cut interest, and potentially knock years off your mortgage. And if you add extra overpayments when affordabl
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