Do not add people as lienholders. Do not add people to the title of your home just because you think it will protect you from deed theft. This can — and often does — backfire. Scammers may target single homeowners, but most people who lose equity or control are taken advantage of by someone they know — and relationships can change. Once someone is on title, they may be legally entitled to part of your home’s equity unless ownership percentages are clearly defined. A lienholder has leverage, and
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