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Closing costs are the fees and expenses you pay when the home purchase is finalized—usually on closing day, when ownership transfers to you. What do closing costs usually include? Common items are: Loan origination fees (lender’s cost to process your loan) Appraisal fee Home inspection Title search & title insurance Attorney or closing agent fees Recording fees (registering the property with the county) Prepaid property taxes Prepaid homeowners insurance Prepaid interest Escrow setup for taxes a
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