Jul 9, 2025 · What Is a Policyholder Surplus? A policyholder surplus is the net worth or financial cushion of an insurance company. It is the difference between the company's liabilities and its …

Nov 28, 2025 · Policyholder Surplus (PHS) functions as the primary indicator of an insurance company’s financial resilience and its ability to meet policyholder obligations, even during …

Policyholder surplus is the difference between an insurer's admitted assets and liabilities—that is, its net worth.

Jun 27, 2024 · Policyholder surplus refers to the funds that an insurance company retains beyond its liabilities, ensuring financial resilience across different insurance lines.

Policyholder surplus refers to the total financial cushion that an insurance company has available to cover its obligations to policyholders. It is calculated by adding together the paid-in capital, …

Apr 11, 2025 · The policyholder surplus is the difference between an insurance company's assets and liabilities, essentially representing the net worth of the company. It is a critical indicator of …

A policyholder surplus is the assets of a policyholder-owned insurance company minus its liabilities. This surplus reflects an insurance company's financial health and provides a source …

Mar 28, 2024 · Insurance surplus, also known as policyholder surplus, is a crucial financial metric for policyholder-owned insurance companies. It represents the assets of the company minus …

Policyholder Surplus is a critical financial ratio that reflects an insurer's financial health and ability to meet future obligations. It directly influences business outcomes such as solvency, …

Aug 31, 2024 · Policyholder Surplus is a financial metric used primarily in the insurance industry to measure the strength and stability of an insurance company. It is defined as the difference …