For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to preparing for retirement, there’s no shortage of financial ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Most people obsess over hitting a "magic number" for retirement, then discover that the real challenge is turning that pile ...

Many Americans are not confident in their ability to retire. Creating and following a savings and investment plan can set people up for success. Online retirement tools can help run scenarios to check ...

Financial planning is a strategic approach to improving the organization and management of personal finances. Financial plans vary in purpose and can be tailored to suit your specific needs to reach ...

Hashing out a family retirement plan can be overwhelming. That's why it's important to revisit things like timing, saving for kids’ college, and caregiving for elderly parents each year.

ChatGPT is rapidly becoming a popular resource for retirement planning, and for good reason. The artificial intelligence (AI) bot is easy to use, free of charge, and great at gathering information and ...

Revolutions aren’t just a thing of history—they’re happening right now. From the industrial era to the digital boom, each transformation has redefined the way people live and work. Today, a new shift ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. The executive order allowing investors to ...