A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

Bigger yields are back on the table, and Americans looking for stability are turning to certificates of deposit as one of the ...

A resurgence of recent interest in CDs and CD players echoes an earlier wave of interest in vinyl records and turntables. The ...

The best short-term CD rates can help you reach your savings goals faster.

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But where interest rates are headed in the future is still unclear, so ...

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...

With the Fed expected to cut rates later this year, now’s the time to lock in a high CD rate. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal ...