Discover the role of deductibles in insurance policies. Learn how they affect your coverage and out-of-pocket costs.

Insurance deductibles are the amount of money a policyholder must pay out-of-pocket before the insurance company covers the remaining costs of a claim. Deductibles are a crucial aspect of insurance ...

Health insurance deductibles are upfront payments before coverage kicks in. Lower deductibles often mean higher premiums, and vice versa. Some costs like copays may not count towards the deductible.

The Trump administration is proposing Obamacare plans that it says will lower health insurance premiums. But critics warn ...

With the enhanced Affordable Care Act (ACA) premium tax credits set to expire soon, many people could see their marketplace plan premiums rise in 2026. As a result, some may consider switching to a ...

BOSTON — The Healey administration is capping health insurance plan copays and deductibles as part of broader efforts to reduce consumers’ medical costs. The state Division of Insurance issued a ...

Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Most Americans enrolled in employer-sponsored commercial insurance ...

More than half of working-age adults get their health insurance through an employer, but in many states premium contributions and deductibles take a significant bite out of household incomes. A new ...