What is a credit report? It’s a detailed summary of your credit history, debts and payment habits. Find out how it impacts ...

One of the factors they consider is your credit score. This three-digit number is calculated by analyzing your financial actions, such as debt and payment history, to predict your ability to repay ...

Credit scores consider various factors, such as payment history and length of credit history, from your current and past credit accounts (more on that below). Credit score ranges vary based on the ...

Credit scores are everywhere, so choose a score provider that helps you understand the bigger picture. NerdWallet explains your score and shows you how you're doing on the factors that influence ...

Having a higher credit limit provides greater financial flexibility, enabling you to buy a house, purchase a car, or cover ...

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Factors such as your credit score, age, income and other personal and financial information can impact the APR a credit card issuer offers you in a cardholder agreement. Average credit card ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Nearly half of Americans have been denied a loan in the past year, and Sarah Foster from Bankrate explains why rejections are ...