The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for ...

Annuities can be a smart way to secure guaranteed income in retirement — but they’re not right for everyone. This guide is here to help you answer the question that investors often have: Are annuities ...

Many soon-to-be retirees turn to investments they believe are safe, like annuities, to protect and preserve their nest egg. Annuities can be an appealing option, thanks to their tax-deferred growth, ...

Retirement savers hear constantly that guaranteed income is priceless, yet few topics divide experts more sharply than ...

When you’re looking ahead to retirement, the limitations of Social Security are one of the key things to be aware of. The sad ...

Although annuities aren’t technically investments, such as stocks, they can still be effective savings tools. There is a longer life expectancy and unpredictable expenses always come into play. As ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Those types of fears are helping to drive interest in guaranteed ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many investment options available. However, a significant decision many investors ...

An IRA is an investment account where you build retirement savings, whereas an annuity is a type of insurance where you pay premiums to get guaranteed returns later. Many, or all, of the products ...

Embedding annuities into target date funds might be the key to offering annuities as an investment option in 401(k) plans. Despite mounting interest in retirement income products, 401(k) plan ...

We’re in the midst of describing a Do-It-Yourself retirement investing plan. Today we go deeper into the cash flow buffer.