We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

This new 5-month CD pairs a standout APY with a short term—but a key limit shapes who can benefit most A newly launched 5-month CD is offering 5.00% APY, pushing the top nationwide rate up from 4.25%.

Kelly Anne has over six years of experience with reporting and editing in the personal finance space. Her work has been featured in national publications including Reader's Digest, CNBC and Forbes.

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% ...